REVERSE MORTGAGE LOANS — WHAT YOU NEED TO KNOW
Advantages of a Reverse Mortgage Loan
No more monthly mortgage payments*, have more money every month
Tax-free loan proceeds (consult your tax advisor)
You own/keep your home-yes that’s right, you still own it like you always have
HECM loans are federally insured by the US Government
Eliminate monthly credit card and other debts
Delay your social security benefits start date, increasing your monthly SS amount
Flexible Loan Payment Options: Lump Sum, Monthly Payments or Growing Line of Credit
*Borrower remains responsible for property taxes and homeowner’s insurance, maintaining the property, and otherwise complying with the loan terms.
Qualification is Simple and Easy
You must be age 62 or older; your non-borrowing spouse may be under age 62
Own your home (either free & clear or with an existing loan on it)
Occupy your home as your primary residence
For more information call us toll free at 866-450-LEND or click below to continue.
Continue
Is this your primary residence?
Is this your primary residence?
No
Yes
Continue
Are you 62 years old or older?
Are you 62 years old or older?
No
Yes
Continue
Tell Us About Your Needs
Estimated Property Value
Less than $70,000
$70,001 - $80,000
$80,001 - $90,000
$90,001 - $100,000
$100,001 - $110,000
$110,001 - $120,000
$120,001 - $130,000
$130,001 - $140,000
$140,001 - $150,000
$150,001 - $160,000
$160,001 - $170,000
$170,001 - $180,000
$180,001 - $190,000
$190,001 - $200,000
$200,001 - $210,000
$210,001 - $220,000
$220,001 - $230,000
$230,001 - $240,000
$240,001 - $250,000
$250,001 - $275,000
$275,001 - $300,000
$300,001 - $325,000
$325,001 - $350,000
$350,001 - $375,000
$375,001 - $400,000
$400,001 - $425,000
$425,001 - $450,000
$450,001 - $475,000
$475,001 - $500,000
$525,001 - $550,000
$550,001 - $575,000
$575,001 - $600,000
$600,001 - $625,000
$625,001 - $650,000
$650,001 - $675,000
$675,001 - $700,000
$700,001 - $725,000
$725,001 - $750,000
$750,001 - $775,000
$775,001 - $800,000
$800,001 - $825,000
$825,001 - $850,000
$850,001 - $875,000
$875,001 - $900,000
$900,001 - $925,000
$925,001 - $950,000
$950,001 - $975,000
$975,001 - $1,000,000
$1,000,001 - $1,100,000
$1,100,001 - $1,200,000
$1,200,001 - $1,300,000
$1,300,001 - $1,400,000
$1,400,001 - $1,500,000
$1,500,000+
1st Mortgage Balance
Less than $30,000
$30,001 - $40,000
$40,001 - $50,000
$50,001 - $60,000
$60,001 - $70,000
$70,001 - $80,000
$80,001 - $90,000
$90,001 - $100,000
$100,001 - $110,000
$110,001 - $120,000
$120,001 - $130,000
$130,001 - $140,000
$140,001 - $150,000
$150,001 - $160,000
$160,001 - $170,000
$170,001 - $180,000
$180,001 - $190,000
$190,001 - $200,000
$200,001 - $210,000
$210,001 - $220,000
$220,001 - $230,000
$230,001 - $240,000
$240,001 - $250,000
$250,001 - $275,000
$275,001 - $300,000
$300,001 - $325,000
$325,001 - $350,000
$350,001 - $375,000
$375,001 - $400,000
$400,001 - $425,000
$425,001 - $450,000
$450,001 - $475,000
$475,001 - $500,000
$525,001 - $550,000
$550,001 - $575,000
$575,001 - $600,000
$600,001 - $625,000
$625,001 - $650,000
$650,001 - $675,000
$675,001 - $700,000
$700,001 - $725,000
$725,001 - $750,000
$750,001 - $775,000
$775,001 - $800,000
$800,001 - $825,000
$825,001 - $850,000
$850,001 - $875,000
$875,001 - $900,000
$900,001 - $925,000
$925,001 - $950,000
$950,001 - $975,000
$975,001 - $1,000,000
$1,000,001 - $1,100,000
$1,100,001 - $1,200,000
$1,200,001 - $1,300,000
$1,300,001 - $1,400,000
$1,400,001 - $1,500,000
$1,500,000+
Do you have a 2nd Mortgage?
No
Yes
2nd Mortgage Balance
Less than $10,000
$10,001 - $20,000
$20,001 - $30,000
$30,001 - $40,000
$40,001 - $50,000
$50,001 - $60,000
$60,001 - $70,000
$70,001 - $80,000
$80,001 - $90,000
$90,001 - $100,000
$100,001 - $110,000
$110,001 - $120,000
$120,001 - $130,000
$130,001 - $140,000
$140,001 - $150,000
$150,001 - $160,000
$160,001 - $170,000
$170,001 - $180,000
$180,001 - $190,000
$190,001 - $200,000
$200,001 - $210,000
$210,001 - $220,000
$220,001 - $230,000
$230,001 - $240,000
$240,001 - $250,000
$250,001 - $275,000
$275,001 - $300,000
$300,001 - $325,000
$325,001 - $350,000
$350,001 - $375,000
$375,001 - $400,000
$400,001 - $425,000
$425,001 - $450,000
$450,001 - $475,000
$475,001 - $500,000
$525,001 - $550,000
$550,001 - $575,000
$575,001 - $600,000
$600,001 - $625,000
$625,001 - $650,000
$650,001 - $675,000
$675,001 - $700,000
$700,001 - $725,000
$725,001 - $750,000
$750,001 - $775,000
$775,001 - $800,000
$800,001 - $825,000
$825,001 - $850,000
$850,001 - $875,000
$875,001 - $900,000
$900,001 - $925,000
$925,001 - $950,000
$950,001 - $975,000
$975,001 - $1,000,000
$1,000,001 - $1,100,000
$1,100,001 - $1,200,000
$1,200,001 - $1,300,000
$1,300,001 - $1,400,000
$1,400,001 - $1,500,000
$1,500,000+
Continue
Please enter your Zip Code:
Submit
Have You Already Found A Home
Already Found A Home?
No
Yes
Continue
Estimated Purchase Price
Select Purchase Price
Less than $70,000
$70,001 - $80,000
$80,001 - $90,000
$90,001 - $100,000
$100,001 - $110,000
$110,001 - $120,000
$120,001 - $130,000
$130,001 - $140,000
$140,001 - $150,000
$150,001 - $160,000
$160,001 - $170,000
$170,001 - $180,000
$180,001 - $190,000
$190,001 - $200,000
$200,001 - $210,000
$210,001 - $220,000
$220,001 - $230,000
$230,001 - $240,000
$240,001 - $250,000
$250,001 - $275,000
$275,001 - $300,000
$300,001 - $325,000
$325,001 - $350,000
$350,001 - $375,000
$375,001 - $400,000
$400,001 - $425,000
$425,001 - $450,000
$450,001 - $475,000
$475,001 - $500,000
$525,001 - $550,000
$550,001 - $575,000
$575,001 - $600,000
$600,001 - $625,000
$625,001 - $650,000
$650,001 - $675,000
$675,001 - $700,000
$700,001 - $725,000
$725,001 - $750,000
$750,001 - $775,000
$775,001 - $800,000
$800,001 - $825,000
$825,001 - $850,000
$850,001 - $875,000
$875,001 - $900,000
$900,001 - $925,000
$925,001 - $950,000
$950,001 - $975,000
$975,001 - $1,000,000
$1,000,001 - $1,100,000
$1,100,001 - $1,200,000
$1,200,001 - $1,300,000
$1,300,001 - $1,400,000
$1,400,001 - $1,500,000
$1,500,000+
Continue
Tell Us About Your Needs
Type Of Loan Preferred
Loan or 2nd Mortgage
Line of Credit (HELOC)
Not Sure
Loan Purpose
Debt Consolidation
Home Improvement
Take Cash Out
Estimated Property Value
Less than $70,000
$70,001 - $80,000
$80,001 - $90,000
$90,001 - $100,000
$100,001 - $110,000
$110,001 - $120,000
$120,001 - $130,000
$130,001 - $140,000
$140,001 - $150,000
$150,001 - $160,000
$160,001 - $170,000
$170,001 - $180,000
$180,001 - $190,000
$190,001 - $200,000
$200,001 - $210,000
$210,001 - $220,000
$220,001 - $230,000
$230,001 - $240,000
$240,001 - $250,000
$250,001 - $275,000
$275,001 - $300,000
$300,001 - $325,000
$325,001 - $350,000
$350,001 - $375,000
$375,001 - $400,000
$400,001 - $425,000
$425,001 - $450,000
$450,001 - $475,000
$475,001 - $500,000
$525,001 - $550,000
$550,001 - $575,000
$575,001 - $600,000
$600,001 - $625,000
$625,001 - $650,000
$650,001 - $675,000
$675,001 - $700,000
$700,001 - $725,000
$725,001 - $750,000
$750,001 - $775,000
$775,001 - $800,000
$800,001 - $825,000
$825,001 - $850,000
$850,001 - $875,000
$875,001 - $900,000
$900,001 - $925,000
$925,001 - $950,000
$950,001 - $975,000
$975,001 - $1,000,000
$1,000,001 - $1,100,000
$1,100,001 - $1,200,000
$1,200,001 - $1,300,000
$1,300,001 - $1,400,000
$1,400,001 - $1,500,000
$1,500,000+
1st Mortgage Balance
Less than $30,000
$30,001 - $40,000
$40,001 - $50,000
$50,001 - $60,000
$60,001 - $70,000
$70,001 - $80,000
$80,001 - $90,000
$90,001 - $100,000
$100,001 - $110,000
$110,001 - $120,000
$120,001 - $130,000
$130,001 - $140,000
$140,001 - $150,000
$150,001 - $160,000
$160,001 - $170,000
$170,001 - $180,000
$180,001 - $190,000
$190,001 - $200,000
$200,001 - $210,000
$210,001 - $220,000
$220,001 - $230,000
$230,001 - $240,000
$240,001 - $250,000
$250,001 - $275,000
$275,001 - $300,000
$300,001 - $325,000
$325,001 - $350,000
$350,001 - $375,000
$375,001 - $400,000
$400,001 - $425,000
$425,001 - $450,000
$450,001 - $475,000
$475,001 - $500,000
$525,001 - $550,000
$550,001 - $575,000
$575,001 - $600,000
$600,001 - $625,000
$625,001 - $650,000
$650,001 - $675,000
$675,001 - $700,000
$700,001 - $725,000
$725,001 - $750,000
$750,001 - $775,000
$775,001 - $800,000
$800,001 - $825,000
$825,001 - $850,000
$850,001 - $875,000
$875,001 - $900,000
$900,001 - $925,000
$925,001 - $950,000
$950,001 - $975,000
$975,001 - $1,000,000
$1,000,001 - $1,100,000
$1,100,001 - $1,200,000
$1,200,001 - $1,300,000
$1,300,001 - $1,400,000
$1,400,001 - $1,500,000
$1,500,000+
1st Mortgage Interest Rate
+11.00%
10.750%
10.500%
10.250%
10.000%
9.750%
9.500%
9.250%
9.000%
8.750%
8.500%
8.250%
8.000%
7.750%
7.500%
7.250%
7.000%
6.750%
6.500%
6.250%
6.000%
5.750%
5.500%
5.250%
5.000%
4.750%
4.500%
4.250%
4.000%
3.750%
3.500%
3.250%
3.000%
2.750%
2.500%
2.250%
Do you have a 2nd Mortgage?
No
Yes
2nd Mortgage Balance
Less than $10,000
$10,001 - $20,000
$20,001 - $30,000
$30,001 - $40,000
$40,001 - $50,000
$50,001 - $60,000
$60,001 - $70,000
$70,001 - $80,000
$80,001 - $90,000
$90,001 - $100,000
$100,001 - $110,000
$110,001 - $120,000
$120,001 - $130,000
$130,001 - $140,000
$140,001 - $150,000
$150,001 - $160,000
$160,001 - $170,000
$170,001 - $180,000
$180,001 - $190,000
$190,001 - $200,000
$200,001 - $210,000
$210,001 - $220,000
$220,001 - $230,000
$230,001 - $240,000
$240,001 - $250,000
$250,001 - $275,000
$275,001 - $300,000
$300,001 - $325,000
$325,001 - $350,000
$350,001 - $375,000
$375,001 - $400,000
$400,001 - $425,000
$425,001 - $450,000
$450,001 - $475,000
$475,001 - $500,000
$525,001 - $550,000
$550,001 - $575,000
$575,001 - $600,000
$600,001 - $625,000
$625,001 - $650,000
$650,001 - $675,000
$675,001 - $700,000
$700,001 - $725,000
$725,001 - $750,000
$750,001 - $775,000
$775,001 - $800,000
$800,001 - $825,000
$825,001 - $850,000
$850,001 - $875,000
$875,001 - $900,000
$900,001 - $925,000
$925,001 - $950,000
$950,001 - $975,000
$975,001 - $1,000,000
$1,000,001 - $1,100,000
$1,100,001 - $1,200,000
$1,200,001 - $1,300,000
$1,300,001 - $1,400,000
$1,400,001 - $1,500,000
$1,500,000+
2nd Mortgage Interest Rate
+11.00%
10.750%
10.500%
10.250%
10.000%
9.750%
9.500%
9.250%
9.000%
8.750%
8.500%
8.250%
8.000%
7.750%
7.500%
7.250%
7.000%
6.750%
6.500%
6.250%
6.000%
5.750%
5.500%
5.250%
5.000%
4.750%
4.500%
4.250%
4.000%
3.750%
3.500%
3.250%
3.000%
2.750%
2.500%
2.250%
Continue
Tell Us About Your Needs**
Loan Purpose
Lower Interest Rate
Lower Monthly Payment
Debt Consolidation
Change Rate / Term
Home Improvement
Take Cash Out
Estimated Property Value
Less than $30,000
$30,001 - $40,000
$40,001 - $50,000
$50,001 - $60,000
$60,001 - $70,000
$70,001 - $80,000
$80,001 - $90,000
$90,001 - $100,000
$100,001 - $110,000
$110,001 - $120,000
$120,001 - $130,000
$130,001 - $140,000
$140,001 - $150,000
$150,001 - $160,000
$160,001 - $170,000
$170,001 - $180,000
$180,001 - $190,000
$190,001 - $200,000
$200,001 - $210,000
$210,001 - $220,000
$220,001 - $230,000
$230,001 - $240,000
$240,001 - $250,000
$250,001 - $275,000
$275,001 - $300,000
$300,001 - $325,000
$325,001 - $350,000
$350,001 - $375,000
$375,001 - $400,000
$400,001 - $425,000
$425,001 - $450,000
$450,001 - $475,000
$475,001 - $500,000
$525,001 - $550,000
$550,001 - $575,000
$575,001 - $600,000
$600,001 - $625,000
$625,001 - $650,000
$650,001 - $675,000
$675,001 - $700,000
$700,001 - $725,000
$725,001 - $750,000
$750,001 - $775,000
$775,001 - $800,000
$800,001 - $825,000
$825,001 - $850,000
$850,001 - $875,000
$875,001 - $900,000
$900,001 - $925,000
$925,001 - $950,000
$950,001 - $975,000
$975,001 - $1,000,000
$1,000,001 - $1,100,000
$1,100,001 - $1,200,000
$1,200,001 - $1,300,000
$1,300,001 - $1,400,000
$1,400,001 - $1,500,000
$1,500,000+
1st Mortgage Balance
Less than $30,000
$30,001 - $40,000
$40,001 - $50,000
$50,001 - $60,000
$60,001 - $70,000
$70,001 - $80,000
$80,001 - $90,000
$90,001 - $100,000
$100,001 - $110,000
$110,001 - $120,000
$120,001 - $130,000
$130,001 - $140,000
$140,001 - $150,000
$150,001 - $160,000
$160,001 - $170,000
$170,001 - $180,000
$180,001 - $190,000
$190,001 - $200,000
$200,001 - $210,000
$210,001 - $220,000
$220,001 - $230,000
$230,001 - $240,000
$240,001 - $250,000
$250,001 - $275,000
$275,001 - $300,000
$300,001 - $325,000
$325,001 - $350,000
$350,001 - $375,000
$375,001 - $400,000
$400,001 - $425,000
$425,001 - $450,000
$450,001 - $475,000
$475,001 - $500,000
$525,001 - $550,000
$550,001 - $575,000
$575,001 - $600,000
$600,001 - $625,000
$625,001 - $650,000
$650,001 - $675,000
$675,001 - $700,000
$700,001 - $725,000
$725,001 - $750,000
$750,001 - $775,000
$775,001 - $800,000
$800,001 - $825,000
$825,001 - $850,000
$850,001 - $875,000
$875,001 - $900,000
$900,001 - $925,000
$925,001 - $950,000
$950,001 - $975,000
$975,001 - $1,000,000
$1,000,001 - $1,100,000
$1,100,001 - $1,200,000
$1,200,001 - $1,300,000
$1,300,001 - $1,400,000
$1,400,001 - $1,500,000
$1,500,000+
1st Mortgage Interest Rate
+11.00%
10.750%
10.500%
10.250%
10.000%
9.750%
9.500%
9.250%
9.000%
8.750%
8.500%
8.250%
8.000%
7.750%
7.500%
7.250%
7.000%
6.750%
6.500%
6.250%
6.000%
5.750%
5.500%
5.250%
5.000%
4.750%
4.500%
4.250%
4.000%
3.750%
3.500%
3.250%
3.000%
2.750%
2.500%
2.250%
Do you have a 2nd Mortgage?
No
Yes
2nd Mortgage Balance
Less than $10,000
$10,001 - $20,000
$20,001 - $30,000
$30,001 - $40,000
$40,001 - $50,000
$50,001 - $60,000
$60,001 - $70,000
$70,001 - $80,000
$80,001 - $90,000
$90,001 - $100,000
$100,001 - $110,000
$110,001 - $120,000
$120,001 - $130,000
$130,001 - $140,000
$140,001 - $150,000
$150,001 - $160,000
$160,001 - $170,000
$170,001 - $180,000
$180,001 - $190,000
$190,001 - $200,000
$200,001 - $210,000
$210,001 - $220,000
$220,001 - $230,000
$230,001 - $240,000
$240,001 - $250,000
$250,001 - $275,000
$275,001 - $300,000
$300,001 - $325,000
$325,001 - $350,000
$350,001 - $375,000
$375,001 - $400,000
$400,001 - $425,000
$425,001 - $450,000
$450,001 - $475,000
$475,001 - $500,000
$525,001 - $550,000
$550,001 - $575,000
$575,001 - $600,000
$600,001 - $625,000
$625,001 - $650,000
$650,001 - $675,000
$675,001 - $700,000
$700,001 - $725,000
$725,001 - $750,000
$750,001 - $775,000
$775,001 - $800,000
$800,001 - $825,000
$825,001 - $850,000
$850,001 - $875,000
$875,001 - $900,000
$900,001 - $925,000
$925,001 - $950,000
$950,001 - $975,000
$975,001 - $1,000,000
$1,000,001 - $1,100,000
$1,100,001 - $1,200,000
$1,200,001 - $1,300,000
$1,300,001 - $1,400,000
$1,400,001 - $1,500,000
$1,500,000+
2nd Mortgage Interest Rate
+11.00%
10.750%
10.500%
10.250%
10.000%
9.750%
9.500%
9.250%
9.000%
8.750%
8.500%
8.250%
8.000%
7.750%
7.500%
7.250%
7.000%
6.750%
6.500%
6.250%
6.000%
5.750%
5.500%
5.250%
5.000%
4.750%
4.500%
4.250%
4.000%
3.750%
3.500%
3.250%
3.000%
2.750%
2.500%
2.250%
Continue
Tell Us About Yourself
First Time Home Buyer?
No
Yes
Bankruptcy In Last 7 Years?
No
Yes
Annual Household Income
$0 - $30,000
$30,001 - $45,000
$45,001 - $60,000
$60,001 - $75,000
$75,001 - $90,000
$90,001 - $105,000
$105,001 - $120,000
$120,001 - $135,000
$135,001 - $150,000
+$150,001
Employment Status
Employed
Self Employed
Retired
Unemployed
Monthly Debt Payments
$0 - $500
$501 - $1,000
$1,001 - $1,500
$1,501 - $2,000
$2,000 - $3,000
$3,000 - $5,000
$5,000+
Continue**
Tell Us About Yourself
Any Late Mortgage Payments?
No
Yes
Any Foreclosures?
No
Yes
Do You Currently Have An FHA Loan?
No
Yes
Bankruptcy In Last 7 Years?
No
Yes
Annual Household Income
$0 - $30,000
$30,001 - $45,000
$45,001 - $60,000
$60,001 - $75,000
$75,001 - $90,000
$90,001 - $105,000
$105,001 - $120,000
$120,001 - $135,000
$135,001 - $150,000
+$150,001
Employment Status
Employed
Self Employed
Retired
Unemployed
Monthly Debt Payments
$0 - $500
$501 - $1,000
$1,001 - $1,500
$1,501 - $2,000
$2,000 - $3,000
$3,000 - $5,000
$5,000+
Continue
