Homebuyers: Don’t Skip the Home Inspection
Home inspections have benefits whether you're the buyer or the seller. However, this article will focus on the basic benefits to you as a homebuyer. Home inspections come at an additional cost, however, in the end, a thorough review of your prospective home could end up saving you money...
How Does Renting a Home and Owning Your Home Really Compare?
Renting may be less expensive, but there are significant disadvantages to not owning your home. If you're considering purchasing your first home but are hesitant because of the potential increase in monthly payment, you'll want to take a second look at the pitfalls of renting.
Read on to...
The Tax Advantages of Your Home Loan or Refinance
Owning a home, whether it's a mobile home, single-family residence, townhouse, or condo, has many advantages --including tax perks! What's more, you may still reap the benefits even after you sell!
However, to take full advantage of tax perks of homeownership, your tax filing...
How to Pay Off Christmas Debt To Buy Your First Home
You started the year motivated to buy a home by getting your finances in order and raising your credit score. But then the holidays hit, and you get off track. Maybe you dipped into your down-payment savings or added debt to your credit cards.
While not the best choice when you’re...
How Points Affect Your Mortgage Calculation
Mortgage points are fees that you pay for a reduced interest rate. Essentially, you are paying for a discount, vaguely similar to Amazon Prime or a members-based warehouse store. By paying for points upfront, you are "buying down" the interest rate over the life of the loan.
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