NMLS#1435080

  • 						<h2>No matter what type of loan you need, we're with you every step of the way.</h2>

    No matter what type of loan you need, we're with you every step of the way.

  • 						<h2>The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.</h2>

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 						<h2>Let us be the stepping stone to the home of your dreams.</h2>

    Let us be the stepping stone to the home of your dreams.

  • 						<h2>REFINANCING is easy with our professionals' help.</h2>

    REFINANCING is easy with our professionals' help.

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Recent Articles

Apr
19
2017
All about the “closing” – what should you expect at your closing?
Once you’ve gotten through arguably the hardest parts of the home buying process (finding a home, getting pre and final mortgage approval from a lender, negotiating the sale of the home including final price and any conditions associated with your purchase) you are finally...
Apr
12
2017
Can a VA loan be co-signed with someone who is not a veteran or VA-loan eligible?
Mortgage loans available through the Department of Veterans Affairs are an excellent mortgage option for current active-duty and veteran service members, National Guard troops and the surviving spouses of service members. VA mortgage loans are backed by the United States federal...
Apr
05
2017
Top 3 Tax Tips and Tricks for First Time Home Buyers in 2016 or 2017
Owning your own home comes with many advantages, including tax advantages! Home ownership generally brings with it multiple ways to lower your tax bill via deductions home owners are able to take which renters are not eligible for. If you were a first time homebuyer in 2016 and...
Mar
29
2017
All About Buying a Short Sale Property
Whether you are a first-time homebuyer or a seasoned real estate professional looking to add to your portfolio, buying short-sale homes can be a lucrative way to move into home ownership. Short sales, often also known as “distress sales”can be a way to build instant...
Mar
22
2017
Under Water on Your Loan? How HARP May Be Able to Help You!
The housing market is red hot again in many areas of the county but there are still millions of homeowners who are underwater or just treading water on their mortgage, meaning that they either currently owe more on their mortgage that what the home is worth or they are close to a break-even...
Mar
08
2017
Buying a Home With No Credit
Are you a first time homebuyer with NO credit history? If you’ve strived to live debt-free until now, you may be faced with an unintended consequence of having taken out no loans – you don’t have any established credit history. Your credit score and credit history...
Mar
01
2017
All About Jumbo Mortgage Loans
In many areas of the country, you can buy a nice single-family home for well under $400,000. In other areas, particularly those with high costs of living, single-family homes begin at a half million dollars or more (sometimes much, much more!), especially if you want to...
Feb
23
2017
3 Quick Ways to Boost Credit Score & Be Ready to Buy in 2017
When you meet with a mortgage lender, one of the pieces of information that they will rely heavily on in determining whether or not to lend you money at all, and if so, how much to lend you, is your credit score. If you’re hoping to buy a home in 2017 but your credit score isn’t...
Feb
15
2017
Borrowing Against 401(k) to Purchase a Home: Financial “Do”, or “Don’t”?
   Many first time homebuyers are ready to take on the expense and responsibility of homeownership but lack the significant down payment that is generally required as part of a mortgage loan, or that is required in order to avoid the additional purchase of private...
Feb
09
2017
How to Calculate Your Debt-to-Income Ratio
  How Much Home Can You Afford?  When you apply for a mortgage, your prospective lender will check several factors, including calculating your debt-to-income ratio in order to determine the amount of mortgage to extend to you. You can get a jump start on the home buying...
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